Financing in Costa Rica

Seller financing consists of gaining a loan from the owner of the property, which can be a great alternative instead of paying cash or taking out a bank mortgage. In this case, the buyer will always be responsible for paying back on terms what was loaned plus interests.

Buyers can benefit with a faster closing as well as terms, since there are sellers who are open to take interest only or capital and interest payments on a monthly, quarterly, biannual or yearly basis... as well as balloon payments at the end of the term. Sellers benefit by retaining the buyers down payment translating into a faster sale and it can work as a new source of income.

For foreigners, buying land or a dream house abroad can be a complicated process, and options like seller financing or bank financing in Costa Rica are difficult to find and especially limited for non-residents. If you are looking to use some leverage or you are yet not sure to invest that much money, we have some attractive Properties with Seller Financing you don't want to miss...

Featured Seller Financing Property of the Month

ID CODE: #3902

Breathtaking Mountain View Home for Sale

• Land: 2.47 acre (1 hectare)
• Construction: 800 m2 (8,611 sq.ft.)
• 4 Beds / 3.5 Baths / Tennis Court / Pool
• Sales Price: US$2,000,000 Reduced to US$1,299,000

Beautiful Atenas Mountain Estate includes 4 bedrooms, 3.5 baths along with an outdoor shower, private tennis court, pool and Jacuzzi. Dozens of fruit bearing trees including banana, mango, avocado and citrus. This beautiful retreat estate is located in the mountains of Atenas. More Information...

ID CODE: #3851

Prime Commercial Location in San Ramon

• Land: 917 m2 (9,900 sq ft or 1/4 acre)
• Construction: 450 m2 (4,850 sq ft)
• Sales Price: US$575,000 (50% down, 50% Owner financed in 3-5 years)

Top central location in San Ramon, across from George Washington School, 1 block to the Court of Justice, 2 blocks from Banco Nacional and Julio Acosta High School, 3 blocks from Central Park... Approved for Commercial, Office, Residential and up to a 7 story building. More Information...

ID CODE: #4079

Oceanview Luxury in the Heart of the Jungle: Build Your Dream Home with Breathtaking Sunsets and Exotic Surroundings

• Land: 1,5 Hectares (3,705 Acres)
• Price: US$500,000

Nestled on one of the most awe-inspiring mountains of the Central Pacific, renowned for its altitude, natural beauty, and proximity to the breathtaking Carara National Park More Information...

ID CODE: #3853

Luxury High Green Holistic Estate - Island Views, Development Areas & Natural Treasure Wonders

• Land size: 220 Hectares (543.4 Acres)
• Sales Price: US$3,300,000

The Hidden Paradise of Turrubares, the perfect property for development the new famous area of Costa Rica with conservation areas, Ocean Views, trails, springs and natural pools. More Information...

ID CODE: #3937

Nature-Lover’s Dream: Build Your Perfect Home Amidst Creekside Tranquility views and Fruit Trees

• Land size: 6,236 m2 (1.541 Acres)
• Sales Price: US$190,000 Reduced to US$111,000

Welcome to the exclusive listing of a magnificent property in Jesus Maria, San Mateo. Nestled within a prestigious Gated Community, this remarkable estate spans an impressive 6237 square meters, offering a harmonious combination of lush forest, expansive prairie, and inviting flat areas. More Information...

ID CODE: #4034

Historic Real Estate Entertainment: Preserving Legacy Properties with Unique Permits

• Land size: 980 m2 (10,544.8 s.q.f.t)
• Construction size: 400 m2 (4,305.56 sq.ft.)
• Sales Price: US$450,000 Reduced US$400,000
• Rental Price: US$6,000

Situated on a sprawling 980 square meters of land, this property boasts more than just its vintage charm. With special permits including the potential for a casino, nightclub it offers a rare opportunity to explore additional revenue streams. 3D-Tours | More Information...

ID CODE: #3705

Most Affordable Lots in Absolute Beautiful Countryside

• Sizes from 1,000 m2 (1/4 acre) to 1,250 m2 (1/3 acre)
• Starting at US$39,000 up to US$49,000
  Seller Financing with only 50% down!

Ready-to-build lots in one of the most beautiful country areas of Costa Rica, Puriscal. Clean Title, only 10 minutes to town, with all utilities available, you can now experience an Amazing Lifestyle within 1-hour from San Jose Airport and the Pacific beaches. More Information...

ID CODE: #4000

Lifestyle Farm with Incredible Views your Daily Source of Inspiration and Beauty

• Land 8,17 acres (3.3 hectares)
• Construction: 3249 sq.ft. (302 m2)
• 3 Beds / 2 Baths / Garage / Porch: 900 sq.ft. (84 m2)
• Sales Price: US$279,000

This property offers Incredible views, and a highly convenient location, approximately 1.5 kilometers (about a mile) from a village that provides essential services such as healthcare facilities, police services, schools, hardware stores, supermarkets, pharmacies, and more. More Information...

ID CODE: #3436

Idyllic Home in the Country, Near Beaches, Craftsman Quality, Low Price, Large Lot

• Land: 1,200 m2 (12,916 sq.ft.) / Construction: 190 m2 (2,044 sq.ft.)
• Bed: 5 / Bath: 2 / 6 Parking
• >Sales Price: US$260,000 Reduced to $225,000

Located in the peaceful, rural town of San Rafael, it is only 4 kilometers to the larger town of Paquera and about 20 minutes to pristine beaches. More Information...

ID CODE: #3700

Price Slash! Ocean and Mountain View Lot close to Atenas and the beach

• Land: 2,000 m2 (0.5 acres)
• Sales Price: US$146,250 US$99,000 | US$25,000 Down Payment. Owner Financing on balance!

Nestled in an award-winning development, it has everything you need to have a unique lifestyle. Perfect location and elevation allows you to enjoy the worlds best weather. More Information...

ID CODE: #1804

Investment Land for Sale Right in Jaco Downtown!

• Land Size: 14,990 M2 (3.7 Acre / 1.5 Hectare)
• Price: US$2,800,000 Owner financing available 50%

Investment land in Jaco downtown right where the action is, steps away from the beach and ready to be developed. This is the opportunity you've been looking for in this appealing area of high demand in the Central Pacific. 1.5 hectares that can be turned into commercial or residential development. Hurry up, opportunities like this don't last for too long. More Information...

ID CODE: #1374

Specially selected and subdividable land for sale in San Antonio Escazu

• Price: US$440,000 (Financing available)
• Size: 5,557 m2 (59,816 square feet)

Located in Costa Rica's most exclusive zone, Escazu. This undeveloped and subdividable land is strategically located in the green mountain area of San Antonio of Escazu with the best San Jose city view, fine restaurants, Mel Gibson's Costa Rica home and more. Making this a wise choice for those planning to invest in a business or a dream home. More Information...

ID CODE: #3999

Cash on Cash Return Lifestyle Apartment

• Fully Furnished
• Living space: 38 m2
• 1 Bed / 1 Bath
• Sold! Looking for similar properties? Contact Us

Experience limitless possibilities in this brand-new, fully furnished modern one-bedroom apartment, ensuring a positive cash flow. Located in a superior position, this property exudes authentic charm, setting it apart from the rest. More Information...

ID CODE: #3503

Buy this No-Brainer Panoramic View Lot in Escazu

• Land: 945 m2 (10,168 sq.ft.)
• Sold! Looking for similiar properties? Contact Us

A stunning piece of Escazu with the best views, Ready-to-Build your WOW Effect Costa Rican Dream Home! Buy it today with only 50% down payment as seller will carryback without all of the paperwork, requirements and banks commissions! It's a no brainer!! More Information...