Seller financing consists of gaining a loan from the owner of the property, which can be a great alternative instead of paying cash or taking out a bank mortgage. In this case, the buyer will always be responsible for paying back on terms what was loaned plus interests.
Buyers can benefit with a faster closing as well as terms, since there are sellers who are open to take interest only or capital and interest payments on a monthly, quarterly, biannual or yearly basis... as well as balloon payments at the end of the term. Sellers benefit by retaining the buyers down payment translating into a faster sale and it can work as a new source of income.
For foreigners, buying land or a dream house abroad can be a complicated process, and options like seller financing or bank financing in Costa Rica are difficult to find and especially limited for non-residents. If you are looking to use some leverage or you are yet not sure to invest that much money, we have some attractive Properties with Seller Financing you don't want to miss...
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